Call Today: 1-818-380-1700
Individual and Family Plans
Our Insurance Solution Partners
Are self-employed? In school? We have a plan that fits your situation.
As more people move into the individual insurance market as result of healthcare reform, the team at Eichberg Associates has made it a point to stay on top of and fully understand the advantages and disadvantages of all of the individual and family health plans available. We make it easy for you to compare plans and receive a quote in minutes. Get the right insurance that fits your needs and budget, call us today!
Types of Plans
Health Maintenence Organization
A Health Maintenance or HMO requires
members to obtain their health care services
from doctors and hospitals affiliated with the HMO. Generally with an HMO members are also required to designate a primary care physician who treats and directs health care decisions and who coordinates referrals to specialties within the HMO network. While this may limit some treatment options with the HMO, California HMOs are required to cover medically necessary emergency services even when outside of their coverage area. An HMO offers members less costly delivery of health care services while maintaining quality health care by specifying provider choice. HMOs offer access to a comprehensive package of covered health care services in return for a prepaid monthly amount (premium). Most HMOs charge a small copayment depending upon the type of service provided.
Preferred Provider Organization
A health savings account (HSA) combines high deductible health insurance with a tax
providers within their network, you will save the most money on your healthcare services. If you use providers outside of the network, it is also possible that those services will not be covered at all, so it is a good idea to check first with your PPO. Keep in mind that deductibles must be met on this plan before some services will be covered. PPOs generally require a copay for physician visits.
Health Savings Account
A PPO does not require you to designate a particular provider, however, if you use
favored savings account. Money in the savings account can help pay the deductible. Once the deductible is met, the insurance starts paying. Money left in the savings account earns interest and is yours to keep.
Who is Covered?
Couple, you and your spouse
Family, your and your spouse and one or more children
Single parent household, you and one or more children
Single child or multiple children
Individual Market Enrollment Dates
Nov 1st through Jan 31st
You must purchase your health insurance during the open enrollment or risk potential penalty.
Did you miss the deadline? You can still sign up for health insurance if you have a qualifying event. Click here for a list of qualifying events.
21021 Ventura Blvd. Suite 210
Woodland Hills, CA 91364
Phone: +1 818 380 1700
License No: 0332590
Copyright | 2017