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So far adminTerri has created 13 blog entries.

Professional Liability

2018-10-10T14:23:16+00:00By |Categories: Learn More, REQUEST A QUOTE|

WHAT IS PROFESSIONAL LIABILITY INSURANCE? Professional Liability Insurance is an insurance policy that will protect the insured from financial damages in the event they are sued for a perceived or real “negligence” that injures their clients. Premium amounts will depend on the amount of coverage you intend to purchase and vary [...]

Product Liability

2018-10-10T16:23:16+00:00By |Categories: Learn More, REQUEST A QUOTE|

WHAT IS PRODUCT LIABILITY INSURANCE? Under the Consumer Protection Act, consumers are protected at every stage of the lifecycle of a product.  As a result, retailers and wholesalers are often sued separately or brought into an alleged negligence by the consumer.   Product Liability Insurance protects your business from financial loss and/or [...]

General Liability

2018-10-10T16:24:44+00:00By |Categories: Learn More, REQUEST A QUOTE|

WHAT IS GENERAL LIABILITY INSURANCE? General Liability insurance (also known as Commercial General Liability, Business Liability or Owners, Lessors and Tenants insurance) is one of the most basic types of business insurance available. Premiums vary based on specific needs as they relate to the work you do and your location. The [...]

Directors and Officers

2018-10-15T19:20:14+00:00By |Categories: Learn More, REQUEST A QUOTE|

WHAT IS DIRECTORS AND OFFICERS LIABILITY INSURANCE? It will come as no surprise to learn that the number of business-related lawsuits, as well as the cost of litigation and amount of damages awarded, has increased steadily in recent years,  Directors and Officers Liability Insurance (usually referred to as simply "D&O"), originally [...]

Employment Practice Liability

2018-10-10T16:34:58+00:00By |Categories: Learn More, REQUEST A QUOTE|

WHAT IS EMPLOYMENT PRACTICE LIABILITY? Employee Practices Liability Insurance (EPLI) covers employers, including their Directors and Officers, against allegations made by employees, former employees, and potential employees claiming their rights have been violated. Coverage includes all legal defense costs, whether the case is won or lost, and pays any settlements or [...]

Errors and Omissions

2018-10-15T19:21:26+00:00By |Categories: Learn More, REQUEST A QUOTE|

WHAT IS ERRORS AND OMISSIONS INSURANCE? Errors and Omissions Insurance protects individuals and businesses against claims of errors or omissions, negligence or inadequate services provided by you, or your employees, that cause a financial, personal or property loss to a client.  Premiums are based on type of business, revenue, geographical location, [...]

Intellectual Property Coverage

2018-10-10T16:36:27+00:00By |Categories: Learn More, REQUEST A QUOTE|

WHAT IS INTELLECTUAL PROPERTY INSURANCE? Intellectual property insurance helps defend or protect against copyright, trademark, trade secrets or patent infringements. Of the two types of intellectual property coverage, the most popular form is defense coverage, which helps with defense costs and resulting settlements or judgments in the event of an infringement [...]

Workers’ Compensation

2018-10-10T15:09:16+00:00By |Categories: Learn More, REQUEST A QUOTE|

WHAT IS WORKERS' COMPENSATION? Workers' Compensation Insurance (also known as simply "Workers' Comp") is mandated in nearly every state to protect both employees and the employer in the event of a workplace injury. As a business owner, you go to great lengths to provide the safest work environment possible. Unfortunately, accidents can [...]

Commercial Property Coverage

2018-10-10T15:28:51+00:00By |Categories: Learn More, REQUEST A QUOTE|

WHAT IS COMMERCIAL PROPERTY INSURANCE? Commercial Property insurance, sometimes called Business Property Insurance, covers the physical assets of your business and protects you from minor and/or major losses due to property damage that occurs as a result of things such as fire, theft, storms and other natural disasters. What coverage is [...]