Commercial Property insurance, sometimes called Business Property Insurance, covers the physical assets of your business and protects you from minor and/or major losses due to property damage that occurs as a result of things such as fire, theft, storms and other natural disasters.

What coverage is provided under this policy?

  • Commercial Property Insurance covers the physical property as well as any equipment, including the contents of the building.
  • Reimbursement for lost income and incurred expenses relating to business interruption due to  covered damages.
  • Building, structures, equipment, machinery, inventory, commercial autos
  • Reimbursement for loss of computers, media equipment and peripheral devices; costs incurred to research, replace or repair lost or damaged data and software; includes portable or mobile equipment and media.
  • Replacement cost for any fixtures, merchandise, furniture, and other items or materials.
  • Accidental damage to a customer’s equipment that is in your care and custody.
  • Covers any monies or securities used in your business that are destroyed, lost or stolen

Who needs Commercial Property Insurance?

  • Non-Profits
  • Service-Oriented Business
  • Manufacturers
  • Retailers
  • Small Business


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